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Privacy Notice Form - No Opt Out without Affiliate Marketing

Rev. 9/2016

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

§ Social Security number and income

§ Account balances and transaction history

§ Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All ﬁnancial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons ﬁnancial companies can share their customers’ personal information; the reasons The Bancorp chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does The Bancorp share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other ﬁnancial companies	No	We don’t share
For our afﬁliates’ everyday business purposes— information about your transactions and experiences	No	We don’t share
For our afﬁliates’ everyday business purposes— information about your creditworthiness	No	We don’t share
For nonafﬁliates to market to you	No	We don’t share

Questions?

Call us toll free: AccountNow: 1-866-546-7998 ReadyDebit: 1-866-465-1645 AchieveCard: 1-800-486-0273

Who we are
Who is providing this notice?	This notice is provided by the business units of The Bancorp, Inc., and its affiliates, including, but not limited to, The Bancorp Bank, Bancorp Card Services, Inc., and TBBK Direct Leasing, LLC.
What we do
How does The Bancorp protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured ﬁles and buildings. We also limit access to information to those employees for whom access is necessary.
How does The Bancorp collect my personal information?	We collect your personal information, for example, when you § open an account or apply for a loan § pay your bills or make a wire transfer § provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only § sharing for afﬁliates’ everyday business purposes—information about your creditworthiness § afﬁliates from using your information to market to you § sharing for nonafﬁliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Deﬁnitions
Afﬁliates	Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies. § Our affiliates include companies such as The Bancorp Bank, Bancorp Card Services, Inc., and TBBK Direct Leasing, LLC.
Nonafﬁliates	Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies. § The Bancorp does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonafﬁliated ﬁnancial companies that together market ﬁnancial products or services to you. § The Bancorp doesn’t jointly market.

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© 2017 Green Dot Corporation. New cards are provided by Green Dot Corporation, a member service provider for Green Dot Bank, and issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Green Dot is a registered trademark of Green Dot Corporation. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. For existing card accounts, please see back of card or log in to your account to see the card issuer.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Approval is subject to identity verification, as well as and other fraud prevention measures.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

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